What’s an LLC (and why should you care)?
An LLC separates you from your business. If your business gets sued or goes into debt, your personal assets are protected.
- ✔️ Easy to start
- ✔️ Easy to manage
- ✔️ Accepted by banks and the IRS
- ✔️ You control it 100%
Step-by-Step: Start Your LLC (Nationwide)
- Pick Your Name: Check your state’s Secretary of State website.
- Registered Agent: Required in every state — can be you or a service.
- File Articles of Organization: Varies by state, fees range $50–$300.
- Get Your EIN: Free at irs.gov/ein.
- Write an Operating Agreement: Required in some states, recommended in all.
- Annual Report or Renewal: Most states require yearly filings and fees.
Pro Tips from the Field
- ✅ Keep personal and business money separate.
- ✅ Use a PO Box if you want privacy.
- ✅ Use smart naming: “Holdings,” “Group,” “Solutions,” etc.
Turn It Into a Trust Later
Once your LLC is live, you can transfer ownership into a revocable living trust for asset protection and legacy planning. That guide is coming next.